With the ICS^® service, you can:

• Enjoy Peace of Mind
  Relax knowing that your funds are eligible for multi-million-dollar FDIC insurance, protection that is backed by the full faith and credit of the United States government.
• Earn interest
  Put excess cash balances to work by placing funds into money market deposit accounts, earnings a competitive interest rate.
• Save Time
  Work directly with just our bank—a bank you know and trust. Forego opening accounts under different insurable capacities or managing multiple bank relationships. Receive just one monthly statement from us summarizing your account activity and balances.
• Maintain Flexibility
  Enjoy access to funds placed into Checking and Money Market deposit accounts.

For more information on how ICS^® works, please see this description.

Bank Safe, Bank Smart^®.

Deposit placement through ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks . The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and the IntraFi hexagon and IntraFi logo are service marks, of IntraFi Network LLC.